Neighbors

If a tree falls on your car, who pays? Learn when comprehensive auto insurance covers it and when a negligent tree owner is liable.

Free tree damage demand letter template plus what to include, how to send it, and what to do if the neighbor ignores it. Settle before small claims court.

Can you sue the city for a tree that fell on your property? Only if the city was negligent about a known hazard, and you must beat immunity and short notice deadlines.

Utility company cut or ruined your tree? They have easement rights near lines, but if they exceed the easement or cut negligently you may have a compensation claim.

Will a tree damage claim raise your insurance rate? It can, especially with multiple claims. How insurers treat tree claims and how to limit the premium impact.

How to file a tree damage insurance claim step by step: when it is covered, documenting the loss, working with the adjuster, and what the claim pays.

Small claims court for tree damage: state dollar limits, what you can claim, building evidence, sending a demand letter, and filing your case step by step.

Does homeowners insurance cover a tree falling on your house? When tree damage is covered, whose policy pays, removal limits, and how to file a claim.

Statute of limitations for tree damage claims: typically 2 to 6 years but varies by state. How the deadline works, when the clock starts, and how to protect your claim.

Who owns a tree on the property line? Ownership follows the trunk: a tree straddling the boundary is jointly owned, and neither neighbor can remove it alone.